Features
One platform. Every banking workflow.
From opening an account to running global payroll — ASHASH covers every step of your finance stack.
Accounts
- ›Local IBANs in EUR, GBP, USD, CHF, AED, SGD
- ›Hold balances in 30+ currencies
- ›Sub-accounts for projects and teams
- ›Daily reconciliation
Cards
- ›Virtual cards in seconds
- ›Physical metal cards
- ›Per-card spend limits and merchant controls
- ›Real-time freeze and replace
Payments
- ›SEPA Instant, SWIFT, FPS, ACH, local rails
- ›FX at near-mid-market rates
- ›Batch payments and CSV imports
- ›Beneficiary management
Payment Links
- ›Shareable pay-by-link in any currency
- ›One-off or reusable links with expiry
- ›Custom branding, logo and colours
- ›QR code, email or SMS delivery
- ›Real-time notifications on payment
Checkout Gateway
- ›Hosted checkout for web and mobile
- ›Cards, Apple Pay, Google Pay and local methods
- ›Drop-in widget and full REST API
- ›3-D Secure, tokenisation and PCI-DSS scope reduction
- ›Webhooks, refunds and reconciliation built-in
Compliance
- ›Embedded KYB/KYC
- ›Sanctions and PEP screening
- ›AML transaction monitoring
- ›Audit-ready reporting
Team controls
- ›Roles and granular permissions
- ›Multi-step approvals
- ›Single sign-on (SAML, OIDC)
- ›Activity logs
Workflows
- ›Recurring transfers
- ›Bill pay queue
- ›Bulk payroll runs
- ›Rules and automations
Statements
- ›Monthly PDF statements
- ›CSV / OFX / MT940 exports
- ›Accounting integrations
- ›Custom reports
Notifications
- ›Real-time push
- ›Email digests
- ›Slack and webhooks
- ›Per-account thresholds
Docs vault
- ›Encrypted document storage
- ›Auto-tagging of receipts
- ›OCR matching
- ›Retention policies
Treasury
- ›Sweep accounts
- ›Cash-flow forecasting
- ›Yield on idle balances
- ›Bank-grade segregation
Performance
- ›99.99% uptime SLA
- ›Sub-200ms API latency
- ›Webhook reliability guarantees
- ›Global edge
Security
- ›Field-level encryption
- ›Hardware-backed MFA
- ›SOC 2 / ISO 27001 controls
- ›24/7 SOC