Product

Everything your finance team runs, in one place.

Hold and move money in 30+ currencies, collect from customers in the UAE and Saudi Arabia, and keep compliance, approvals and reporting on the same rails.

30+
currencies held
6
local IBAN currencies
<200ms
median API latency
99.99%
uptime SLA
Accounts & treasury

One account, every currency you trade in

Open local IBANs in EUR, GBP, USD, CHF, AED and SGD, hold balances in 30+ currencies and split cash into sub-accounts per project, entity or team.

  • Named local IBANs — not shared pooled accounts
  • Sub-accounts with their own balance and statement
  • Daily reconciliation and MT940 / CSV / OFX exports
  • Sweeps and cash-flow forecasting across entities
AEDUnited Arab Emirates dirham
1,284,900.20
USDUS dollar
412,338.05
SARSaudi riyal
298,140.00
EUREuro
96,720.44
Global payouts

Pay suppliers and staff on local rails

SEPA Instant, SWIFT, FPS, ACH and local rails in a single flow, with FX priced near mid-market and a full fee breakdown before you confirm.

  • Rail chosen automatically — SEPA, SWIFT, ACH, FPS
  • Live FX quote with the markup shown line by line
  • Batch payouts and payroll runs from CSV
  • Wise-style tracking timeline and branded receipts
RailSpeedCoverage
SEPA InstantSecondsEUR
FPSSecondsGBP
ACH1–2 daysUSD
SWIFT1–3 days30+ currencies
FX markup shown before you confirmAED → USD · 0.10%
ASHASH Pay

Collect from customers in the UAE and Saudi Arabia

Hosted checkout, payment links and a drop-in widget. Mada, local and international cards, Apple Pay, Google Pay and STC Pay — settled into your ASHASH account.

  • Payment links in seconds — QR, email or SMS
  • Hosted checkout plus REST API and webhooks
  • 3-D Secure, tokenisation and reduced PCI scope
  • Start accepting immediately; payouts once verified
checkout.ashash.com
AED 1,450.00

Invoice #INV-2041 · Al Noor Trading LLC

Visa
Mastercard
Mada
Apple Pay
Google Pay
STC Pay
Pay securely
Compliance & controls

Compliance that runs in the background

Embedded KYB with per-market flows for the UAE and KSA, screening and monitoring on every payment, and an audit trail regulators can read.

  • Application numbers to track every KYB case
  • Sanctions and PEP screening, AML monitoring
  • Roles, granular permissions and multi-step approvals
  • SSO (SAML, OIDC) and immutable activity logs
  1. Application received
    PAY-104882
  2. Documents verified
    Trade licence, MOA, IDs
  3. Screening completed
    Sanctions · PEP · adverse media
  4. Approved — payouts enabled
    Audit trail recorded
And the rest

The operational detail that keeps finance teams sane.

Workflows

  • Recurring transfers
  • Bill pay queue
  • Rules and automations

Statements

  • Monthly PDF statements
  • QuickBooks, Xero, Zoho sync
  • Custom reports

Notifications

  • Real-time push
  • Slack and webhooks
  • Per-account thresholds

Document vault

  • Encrypted storage
  • OCR receipt matching
  • Retention policies

Treasury

  • Sweep accounts
  • Cash-flow forecasting
  • Segregated safeguarding

Team controls

  • Roles and permissions
  • Approval chains
  • Activity logs

Security

  • Field-level encryption
  • Hardware-backed MFA
  • 24/7 monitoring

Performance

  • 99.99% uptime SLA
  • Global edge delivery
  • Webhook retries
Developers

An API for every product surface.

Create payment links, initiate payouts, read balances and subscribe to webhooks. Idempotent requests, signed events and sandbox keys from day one.

POST /v1/payment_links
Authorization: Bearer sk_live_***

{
  "amount": 145000,
  "currency": "AED",
  "reference": "INV-2041",
  "methods": ["card", "apple_pay", "mada"]
}

201 Created
{
  "id": "pl_9Fh2Kd",
  "url": "https://ashash.com/pay/9Fh2Kd",
  "status": "active"
}

Ready to move your money onto ASHASH?

Open a business account, or speak to a banker about your jurisdictions, volumes and rates.